Assureflex minimizes expenses for Employee Health and/or Dental benefits.

Assureflex is the largest no advanced deposit Health Spending Account Trustee
and Administrator in Ontario, providing HSA plans to Employers and Employees,
spanning Northwestern, Northern, Eastern, Central and Southwestern Ontario.

Assureflex can save 20% to 40% compared to "prepaid and no-refund" Premiums,
eliminate Income Tax payments compared to "Employer Refund" Arrangements, and
provide 100% refunds where Non-refundable Tax Credits will provide little or none.

Assureflex is available to bona fide Employees of Corporations earning a salary,
starting with as few as one Employee. If the Employee is also a Shareholder, then
benefit maximums must be "reasonable", and not be based on Dividend income.

Assureflex can enhance or replace any Insurer's Health and/or Dental Care for all
(or specific Classes) of Employees, or to provide added non-taxable Compensation.
There is nothing to lose, except the expensive alternative benefit arrangements.

Assureflex should be used for Health and/or Dental Care (as lowest cost method),
and then Life, AD&D, Dependent Life and Long Term Disability can be added with
any Insurer providing the most cost-effective Rates available for these benefits.

Assureflex is "the way" to arrange Employee Health and/or Dental benefits.

Assureflex plans are used to provide:

• added non-taxable Executive Compensation, and/or
• added non-taxable Employee Compensation, and/or
• instead of (to replace) insured Health and/or Dental.

Please contact us if there's anything you need, and we'll respond quickly.