Cost-effective Health Spending Accounts

 

Assureflex Health Spending Accounts provide benefits to obtain and maintain physical and mental health. All Employee and Dependent benefits are non-taxable.

 

Assureflex HSAflex Programs

HSAflex 25plus

HSAflex 1plus

  • Participants: starting at 25, or more

  • Administration: 5% of Claims processed and paid

  • Maximum * $2,000 Single / $5,000 Family, or higher

  • No Advanced Deposits or Enrollment Fees

  • No Program Set-up or Annual Fees

  • Consolidated monthly Invoice

  • Participants: starting at 1, or more

  • Administration: 10% of Claims processed and paid

  • Maximum * $1,000 Single / $2,500 Family, or higher

  • No Advanced Deposits or Enrollment Fees

  • No Program Set-up or Annual Fees

  • Consolidated monthly Invoice

 

* Calendar Year Maximums are Calendar Year Claims Limits (by Class) set by Employers for their Executives and/or Employees, and are the minimum Calendar Year benefit, even if prorated for the first Agreement year.

Average Annual Claims, for Health and Dental Care, are about $1,000 Single and $2,500 Family.

 

Assureflex HSAflex Benefits

Dental Care Benefits reimbursed at 100% of Claim

Health Care Benefits reimbursed at 100% of Claim

  • Hospitals and Convalescent Care

  • Chronic and Palliative Care Facilities

  • Drug and Alcohol Rehabilitation Facilities

  • Physical and Psychiatric Rehabilitation Facilities

  • Mental or Physical Impairment or Infirmity

  • Private Medical Clinics (see notes below)

  • Medical Practitioners regulated in own Jurisdiction

  • Psycho-social Counselling (see notes below)

  • Private Duty Nursing Care

  • Medical Marijuana

  • Prescription Drugs and Medicines

  • Other Drugs and Medicines

  • Ambulance Services

  • Non-durable Supplies

  • Durable Supplies

  • Durable Equipment

  • Out- of-Province and Out-of-Country

  • Travel Expense to obtain Medical Services

  • Weight-loss Programs (see notes below)

  • In Vitro Fertilization Programs

  • Laboratory Tests and Examinations

  • Bone Marrow or Organ Transplant

  • Cancer Treatment

  • Vision Care

  • Practitioners

  • Basic Services

  • Endodontic and Periodontic Services

  • Major Restorative Services

  • Orthodontic Services

Benefits reimbursed at 10% of total specific Claim

  • Vitamins and Supplements, and

  • Non-prescription Medications, and

  • Non-prescription Medical Supplies, and

  • Non-prescription Medical Equipment

  • Non-regulated Health Providers

Private Medical Clinics includes health evaluations and health assessments, in Canada and out-of-country.

Psycho-social Counselling includes services provided by Psychologists, Psychotherapists and Registered Social Workers.

Weight-loss Programs includes those prescribed and provided by a Dietician or Physician.