Cost-effective Health Spending Accounts

 

Assureflex is the best way to transfer Income Tax Free funds for Health and Dental Care. Assureflex Health Spending Accounts provide benefits to obtain and maintain physical and mental health. All Participant and Dependent benefits are non-taxable.

 

Assureflex HSAflex Programs

HSAflex 25plus

HSAflex 1plus

  • Participants: starting at 25, or more

  • Administration: 5% of Claims processed and paid

  • Maximum * $2,000 Single / $5,000 Family, or higher

  • No Advanced Deposits or Enrollment Fees

  • No Program Set-up or Annual Fees

  • Consolidated monthly Invoice

  • Participants: starting at 1, or more

  • Administration: 10% of Claims processed and paid

  • Maximum * $1,000 Single / $2,500 Family, or higher

  • No Advanced Deposits or Enrollment Fees

  • No Program Set-up or Annual Fees

  • Consolidated monthly Invoice

 

* Calendar Year Maximums are Calendar Year Claims Limits (by Class) set by Employers for their Executives and/or Employees, and are the minimum Calendar Year benefit, even if prorated for the first Agreement year.

Average Annual Claims, for Health and Dental Care, are about $1,000 Single and $2,500 Family.

 

Assureflex HSAflex Benefits

Dental Care Benefits reimbursed at 100% of Claim

Health Care Benefits reimbursed at 100% of Claim

  • Hospitals and Convalescent Care

  • Chronic and Palliative Care Facilities

  • Drug and Alcohol Rehabilitation Facilities

  • Physical and Psychiatric Rehabilitation Facilities

  • Mental or Physical Impairment or Infirmity

  • Private Medical Clinics (see notes below)

  • Medical Practitioners regulated in own Jurisdiction

  • Psycho-social Counselling (see notes below)

  • Private Duty Nursing Care

  • Medical Marijuana

  • Prescription Drugs and Medicines

  • Other Drugs and Medicines

  • Ambulance Services

  • Non-durable Supplies

  • Durable Supplies

  • Durable Equipment

  • Out- of-Province and Out-of-Country

  • Travel Expense to obtain Medical Services

  • Weight-loss Programs (see notes below)

  • In Vitro Fertilization Programs

  • Laboratory Tests and Examinations

  • Bone Marrow or Organ Transplant

  • Cancer Treatment

  • Vision Care

  • Practitioners

  • Basic Services

  • Endodontic and Periodontic Services

  • Major Restorative Services

  • Orthodontic Services

Benefits reimbursed at 10% of total specific Claim

  • Vitamins and Supplements, and

  • Non-prescription Medications, and

  • Non-prescription Medical Supplies, and

  • Non-prescription Medical Equipment

  • Non-regulated Health Providers

Private Medical Clinics includes health evaluations and health assessments, in Canada and out-of-country.

Psycho-social Counselling includes services provided by Psychologists, Psychotherapists and Registered Social Workers.

Weight-loss Programs includes those prescribed and provided by a Dietician or Physician.